Coverage Plans

Optimum Auto Coverage Plans

Diamond

  • Most comprehensive coverage available
  • Exclusionary coverage - ultimate protection for all of the parts and components of the covered vehicle, with the exception of those parts and components specifically excluded in the contract

Platinum Preferred

  • Best named component coverage available
  • Coverage protecting 17 major component areas of the vehicle

Platinum

  • Extensive named component
  • Enhanced coverage protecting 12 major component areas of the vehicle

Gold

  • Value-oriented named component coverage
  • Basic coverage protecting 12 major component areas of the vehicle

Optimum Performance / Optimum Climate / Optimum Power

  • Powertrain Plus coverage programs
  • Designed to protect key major components of the vehicle

Powertrain

  • Affordable powertrain coverage program
  • Designed for high mileage vehicles and high mileage drivers
  • Protects against costly repairs for the engine, transmission and drive axle

Diamond Wrap / Platinum Preferred Wrap

  • Supplemental coverage programs
  • Picks up where the original full manufacturer's warranty leaves off
  • Options include exclusionary and named component coverage

Additional Coverage Options

The following coverage options are available on certain coverage plans listed above.



  • Commercial Use - Available for New Vehicles used for service and repair work, delivery service, farming, ranching and light duty contracting and more
  • EnviroSelect - Additional coverage for certain exhaust and emissions components, including the catalytic converter
  • Hybrid Electric Vehicle Package - Additional coverage for certain key components unique to hybrid electric vehicles
  • Lifted Vehicle / Oversized Wheels & Tires- Required additional coverage for vehicles equipped with oversized wheels & tires and/or body or suspension lift kits
  • Luxury Electronics -Coverage includes a number of high end electronics found on today's luxury vehicles including: autonomous cruise control systems, rear entertainment systems, parking assistance systems, internal hard drives, collision avoidance systems, and more
  • Power Tech & Electronics - Coverage includes a number of electronic components including power sunroof motors, convertible top lift motors, factory installed anti-theft systems, fuel injection sensors, and more
  • Premium Electronics - Coverage includes GPS navigation systems, radio, dash mounted CD/DVD players, rear monitoring cameras, parking sensors, and more
  • Snowplow Package -Required additional coverage for vehicles used for snowplowing
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